A small business owner young woman is using a laptop and holding paperwork in a coffee shop.

Business Checking

McClain Bank supports businesses of all sizes. We think small business owners deserve the same kind of attention big corporations receive. That's why we've developed accounts tailored to meet each type's specific needs, with complementary solutions to help your day-to-day bottom line.  
 

 Business Account Solutions include:

Visa® Instant Issue Debit Card Online Banking Online Bill Pay Remote Deposit Capture
Mobile Banking Mobile Wallet Mobile Deposit P2P Payments
Cash Management Wire Transfers Direct Payroll Deposit ACH Origination
Merchant Processing Business Credit Cards eStatements option 24/7 Telephone Banking
 

 

 Accounts Comparison -

Account Type Minimum Opening Balance Item Fees Bounce Protection Earnings Credit
Free Small Business $50
$0.20
(First 200 items Free)
Yes No
Commercial  $50 $0.20 Yes Yes
 

 

 Accounts Overview -

Free Small Business

A checking account designed to make running your business easier.

  • $50 initial deposit to open the account
  • Business Account Solutions included
  • No monthly service charge with eStatements, or
    • $4.95 with Paper statements and check images
  • First 200 Items FREE
    • Fees of $0.20 per item over 200
    • Items include checks, in-person debits, pre-authorized drafts or other electronic means initiated by you
  • Bounce Protection (Available at Bank's discretion)
 

Commercial

Owning your own company can be time consuming and expensive – that's why we've streamlined business banking.

  • $50 initial deposit to open the account
  • Business Account Solutions included
  • $5.00 monthly service charge
  • Variable EARNINGS CREDIT*
    • A variable earnings credit for each $100 of the average daily balance will be applied toward the service charge.
  • Withdrawal transaction fees of $0.20 per item
    • Items include checks, in-person debits, pre-authorized drafts or other electronic means initiated by you
  • Foreign item deposit fees of $0.10 per item
    • Foreign items are items not drawn on McClain Bank
  • Bounce Protection (Available at Bank's discretion)
 
 
 
 
* Earnings credit applied until service charge is zero. Total monthly earnings credit cannot exceed total monthly service charge. Earnings credit subject to change.