A young woman is sitting at a wooden table and depositing a check using her cellphone.

Mobile Deposit

With Mobile Deposit, you can deposit checks anytime, from anywhere.

 

First:

  • Download the McClain Bank app (if you haven't already) and Log in.

To Sign Up:

  • Click Deposit Checks on the mobile app menu.
  • Input your Name and Email address.
  • Choose which account(s) to receive deposits.
  • Agree to the Mobile Deposit User Agreement and Reg-E disclosure.

To Deposit a Check:

  • Click Deposit Checks on the mobile app menu.
  • Tap the + in the upper right hand corner.
  • Take a photo of the front and back of the check.
  • Select the account to deposit to.
  • Enter the amount (including cents).
  • Tap Submit.

That’s it!

You’ll get a confirmation that your deposit is accepted. You’ll also receive an email when your deposit has been processed.
 

Questions? Need help?

Call us at (405) 527-6503 and talk to one of our Customer Service Representatives.
How should I endorse checks deposited with Mobile Deposit?
When you are going to deposit a check using Mobile Deposit, use the restrictive endorsement "Mobile Deposit Only" along with your signature. Like this-
Mobile Deposit example
 
How secure is Mobile Deposit?
Very secure. It’s only accessible through your Mobile Banking app and the check images are stored at the bank, not on your phone.
 
When will my funds be available?
Deposits are available within minutes of being accepted.
 
What should I do with a check after I've deposited it?
We suggest you write "Deposited" across the front, to remind you it has been submitted. You should hold onto it for at least 14 days, in case the original is needed for some reason. Then you can destroy it.
 
What are the fees?
McClain Bank does not charge a fee for our Mobile Banking, Mobile Deposit, or Mobile Wallet services. However, your wireless carrier may assess fees for data, text messaging, or web services. Please consult your wireless plan or provider for details.
 
 
 
 
 
 
 
 
 
For more information, please see the Mobile Deposit Capture User Agreement and Disclosures in the Mobile Deposit application. Subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. McClain Bank does not charge a fee for our Mobile Deposit service. However, your wireless carrier may assess fees for data, text messaging, or web services. Please consult your wireless plan or provider for details.