We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. Either way, it's the only card you need for everything you need to do.
Low Rate Card
Features
- No annual fee.
- Low introductory rate for the first six months.1
- Competitive ongoing APR.1
- 25-day interest-free grace period on all purchases.
- No grace period on cash advances.
Benefits
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged, these fees are listed on the downloadable application (PDF 604KB).
World / Preferred Points Rewards Card
Features
- Earn points that you can redeem for rewards.
- Earn one point for each dollar spent, up to 10,000 points per month.
- Low introductory rate for the first six months.1
- Competitive ongoing APR.1
- No annual fee.
- 25-day interest-free grace period on all purchases.
- No grace period on cash advances.
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gifts cards and more.
- To view or redeem rewards points:
- Visit www.mypreferredpoints.com, or
- Call 866-678-5191.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged, these fees are listed on the downloadable application (PDF 604KB).
To Apply Now
- Download the Application (PDF 604KB).
- Type the information and then print the application.
- Or print it and complete using a blue or black pen.
- Fax your completed application to the Card Service Center at 877-809-9162 or, Email to banksupport@tib.bank
Notes:
- You cannot save the PDF document, so remember to print a copy for yourself.
- Paper applications are available at McClain Bank locations.
- You can also mail your completed application to:
TIB, National Association
PO Box 569120
Dallas, TX 75356-9120
1 Please see application for information about current APRs and fees.