With the many personal accounts available at McClain Bank, it's clear our main desire is to help make your life easier. Browse through our personal accounts and services and you'll find some great solutions. And if you need help deciding, our knowledgeable Customer Service Representatives can help you find the right product for your needs.
Personal Account Solutions include:
Accounts Comparison -
Accounts Overview -
eChecking
An account with everything you need, nothing you don't.
- $50 initial deposit to open the account
- No monthly service charge
- No minimum balance requirement
- eStatements required
- Bounce Protection (Available at Bank's discretion)
Basic
The most simple "no frills" checking account available.
- $50 initial deposit to open the account
- $4.95 monthly service charge waived if
- enrolled in eStatements or
- Minimum Daily Balance is $500 or greater
- Paper statements or eStatements
- Bounce Protection (Available at Bank's discretion)
Diamond Club
The most complete checking package we offer. A unique account with many additional features and benefits.
- $50 initial deposit to open the account
- $9.95 monthly service charge
- $15 off any available Safety Deposit Box
- FREE Club checks
- FREE Paper statements with check images
- 10 FREE ATM Transactions (per statement cycle) at non-McClain Bank ATMs
- Bounce Protection (Available at Bank's discretion)
- FREE Cashier's Checks and Money Orders
- Member Benefits include:
- Total Identity Monitoring®
- Cell Phone Protection
- Roadside Assistance
- Accidental Death & Dismemberment Insurance
- Total Identity Monitoring®
Plan 62
A simple checking account available for our more mature customers - who've earned that little something extra.
- $50 initial deposit to open the account
- No monthly service charge
- FREE Paper statements with check images
- Bounce Protection (Available at Bank's discretion)
Double Diamond Club
Our most complete checking package that also pays interest. Eligible to customers age 62 or better.
- $50 initial deposit to open the account
- $6.95 monthly service charge if average daily balance is $500 or greater, or
- $9.95 monthly service charge if average daily balance is less than $500
- $9.95 monthly service charge if average daily balance is less than $500
- Interest compounded monthly based on average daily balance*
- $15 off any available Safety Deposit Box
- FREE Club checks with unlimited check writing
- FREE Paper statements with check images
- 10 FREE ATM Transactions (per statement cycle) at non-McClain Bank ATMs
- Bounce Protection (Available at Bank's discretion)
- FREE Cashier's Check and Money Orders
- Member Benefits include:
- Total Identity Monitoring®
- Cell Phone Protection
- Roadside Assistance
- Accidental Death & Dismemberment Insurance
- Total Identity Monitoring®
Super NOW
Our most flexible, interest bearing account - freely accessible and without limitations.
- $1,500 initial deposit to open account
- $9.95 monthly service charge waived if average daily balance is $1,500 or greater
- Interest compounded on monthly basis based on average daily balance*
- FREE Paper statements with check images
- Bounce Protection (Available at Bank's discretion)
Super-T
Earn the highest rate offered while still giving you access to your money with no surrender fees.
- $5,000 initial deposit to open account
- $15.00 monthly maintenance fee waived if average daily balance is $5,000 or greater
- Tiered rate interest bearing if average daily balance is $5,000 or greater*
- Interest compounded on monthly basis based on average daily balance
- Interest compounded on monthly basis based on average daily balance
- One FREE withdrawal per month - others incur $15 charge
- FREE Paper statements with check images
* Interest Rates and Annual Percentage Yields are variable and subject to change.