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With the many accounts available at McClain Bank, you can see that our main desire is to help make your life easier. Browse through our personal accounts and services and you'll find that many have free benefits to help with your day-to-day bottom line. Our knowledgeable customer service representatives will help find the right product for you.

Checking Account Opening Balance Balance To Avoid Service Charge Unlimited Check Writing Interest Bearing
Diamond Club $100 N/A Yes No

Diamond Club

McClain Bank's Diamond Club checking account is the most complete checking package we offer. Everyone is eligible for this unique account that has many additional features and benefits.

  • $100 initial deposit to open the account
  • $9.95 monthly maintenance fee
  • $15 off any available Safety Deposit Box
  • FREE Club checks with unlimited check writing
  • FREE Check images returned with statement
  • FREE ATM Transactions at McClain Bank ATM Locations
  • 10 FREE ATM Transactions at other ATMs
  • $500 Bounce Protection
  • Accidental Death Insurance
  • Identity Theft 911
  • Living Family Journal
  • Cashier's Checks and Money Orders at no additional cost
  • Identity IQ Pro

Double Diamond Club $100 N/A Yes Yes

Double Diamond Club

McClain Bank's Double Diamond Club checking account is the most complete checking package we offer that pays interest. Customers age 62 or better are eligible for this unique account that has many additional features and benefits.

  • $100 initial deposit to open the account
  • Interest is compounded monthly based on daily balance (rate subject to change)
  • $6.95 monthly maintenance fee, if average daily balance falls below $500, monthly fee is $9.95
  • $15 off any available Safety Deposit Box
  • FREE Club checks with unlimited check writing
  • FREE Check images returned with statement
  • 10 FREE ATM Transactions at other ATMs
  • $500 Bounce Protection
  • Accidental Death Insurance
  • Identity Watch
  • Living Family Journal
  • Cashier's Checks and Money Orders at no additional cost

Free Unlimited $100 None Yes No

Free Unlimited

McClain Bank's Free Unlimited checking account is the most basic, "no frills" checking account available.


Free Plan 62 $100 None Yes No

Free Plan 62

McClain Bank's Free Plan 62 checking account is the most basic, "no frills" checking account available for our more mature customers - you've earned that little something extra.

  • $100 initial deposit to open the account
  • FREE Check images are returned with statement
  • Money Orders available at no additional cost
  • $400 Bounce Protection

Regular $100 $500 Yes No

Regular Checking

McClain Bank's Regular checking account is the checking account available for those customers who want to see their checks with their statements each month.

  • $100 initial deposit to open the account
  • Monthly maintenance fee waived with average daily balance over $500, otherwise it is $4.50
  • FREE Check images are returned with statement
  • $400 Bounce Protection

Super NOW $1,500 $1,500 Yes Yes

Super NOW

The Super NOW Account from McClain Bank is our most flexible, interest bearing account. It allows you to earn interest on your money while still being able to access it freely and without limitations.

  • $1,500 initial deposit to open account
  • Rates and Annual Percentage Yields are variable and subject to change
  • Interest compounded on monthly basis based on average daily balance
  • FREE check images with statement
  • $500 Bounce Protection
  • $9.95 monthly maintenance fee waived if average daily balance exceeds $1,500

Super T $5,000
$25,000
$5,000
$25,000
No
No
Yes
Yes

Super T Money Fund

McClain Bank's Super T Money Fund allows you to earn the highest rate offered while still giving you access to your money with no surrender fees.

  • $5,000 initial deposit to open account
  • Rates are tiered based on balance in account
  • Rates and Annual Percentage Yields are variable and subject to change
  • Interest compounded on monthly basis based on average daily balance
  • One FREE withdrawal per month - others incur $15 charge
  • FREE check images with statement
  • $15.00 monthly maintenance fee waived if average daily balance exceeds $5,000

Money Market $2,500 $2,500 No Yes

Money Market

McClain Bank's Money Market account offers you higher rates of interest while allowing you immediate access to your money.

  • $2,500 initial deposit to open account
  • Interest compounded on monthly basis based on average daily balance
  • Withdrawals & transfers limited to six (6) per month, three (3) of which may be by check, draft, debit card or similar order payable to a third party
  • FREE check images with statement
  • $9.95 monthly maintenance fee waived if average daily balance exceeds $2,500

Also Available with Personal Checking Accounts:

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