Online Banking Login

McClain Bank offers many services designed to make running your business easier. Some of these are at no additional cost to the accountholder. Please click on any service that interests you to gather more information.

Online Banking & Bill Pay

Online Banking

With McClain Bank OnLine, you can access your account via our website, 24 hours a day, 7 days a week…from anywhere that has computer access. That means you can check your balance, transfer funds or more anytime, anywhere! On vacation? No problem! Midnight? No problem! Sunday afternoon? No problem! It’s like having your own personal branch, right at your fingertips.

Sign up today to begin using McClain Bank OnLine!

Already signed up? Log in here!

Online Bill Pay

OnLine Bill Pay from McClain Bank can save you money! Never mail another bill and save money on postage! You can enter one time or recurring transactions or you can even schedule a payment to be made at a later date – never pay another late fee! You can use McClain Bank OnLine Bill Pay for as long as you have your account at no additional charge.

To sign up for OnLine Bill Pay, click here.

ATM & VISA ® Checkcards

ATM & VISA® Checkcards

It's accepted wherever VISA ® cards are accepted.
With your personal card or business card, you can have greater payment acceptance than traditional checks. It can be used for purchases anywhere Visa debit cards are accepted - at millions of merchants and suppliers worldwide.

It's a great way to keep business and personal expenses separated. Use either your business card or personal card to separate your purchases. Need to make a business purchase but don't have a check on you? Your Visa CheckCard allows you to make an impromptu purchase without using your own money.

Need cash quick?
Our CheckCard is a debit card that doubles as an ATM card. You can get cash from your checking or savings account at any ATM 24 hours a day. There is never a surcharge for McClain Bank customers if using a McClain Bank ATM.


Withdrawal Limits on ATM/Visa CheckCards

Unsure how much you can withdraw on your account with an ATM/Visa CheckCard? Here are the details.

You may withdraw a maximum of $500 or your account balance, whichever is less, from an ATM terminal, per day, per card.

In addition to the limits on cash withdrawals at terminals, you may use your Visa CheckCard (debit card) to purchase up to $1,000 in goods and services each day as long as your available balance is sufficient to cover the aggregate of all purchases. If the system is in an off-line mode due to technical problems, it will allow purchases up to $100 per day.

Merchant Credit Card Processing

Merchant Credit Card Processing

Credit and debit cards are used more often today than ever before. Cash in on this trend by opening a merchant credit card account today. You can increase your sales immediately by accepting VISA®, MasterCard®, Discover® or American Express®.

Accepting credit and debit cards is easier than ever. We can even visit your place of business to set up the equipment and train you in the process.

Contact one of our Customer Service Representatives today!

Cash Management Services

Cash Management Services

With Cash Management Services from McClain Bank, you can take care of most of your business banking needs from your desk while saving you time and money.

  • Access past statements, cleared check images, and transactions that have occurred since your last statement
  • View loan balance information
  • Make online loan payments
  • Transfer funds between accounts to prevent overdrafts and overdraft fees
  • Place stop payments
  • Set up recurring transfers
  • Pay bills electronically
  • Electronically collect recurring payments through ACH origination
  • Provide direct deposit of payroll for your employees

For more information on how Cash Management Services can benefit your business contact Customer Service today.

24/7 Banking

24/7 Banking

At McClain Bank, you have several options when it comes to your banking. You can handle your transactions by phone, on-line or in person. You pick the method that is most convenient for you!

Bank by Phone… 24/7

Remembering the phone number for our 24/7 line is easy. Just dial 527-1-24-7. "1" because you are #1, "24" hours a day, "7" days a week. It's that simple.

McClain Bank On-Line

You can do most of your banking from your computer. Access it anytime, anywhere. It's like having the bank in your home or office! You can also sign up for On-Line Bill Pay and eliminate the need to ever go to the post office again!

Sign up now for Online Banking.

All information is secure and confidential because McClain Bank On-Line operates on a secure, encrypted channel over the Internet. Access to your personal banking information is available only with your personal login and password.

  • Check balances on any of your accounts
  • Reconcile accounts
  • View statements
  • View transactions for up to 90 days from date of transaction
  • View check images
  • Transfer funds
  • Place stop payments on checks
  • Make loan payments
  • Download transactions

You can also sign up at any location, call us on the phone or send us a fax. Just Contact Us.

Your login and password will be mailed separately to you within 7 to 10 days of the receipt of your enrollment form.

VISA ® Gift Cards

VISA® Gift Cards

Finding the perfect gift just got easier with Visa Gift cards from McClain Bank! The Visa Gift card is a prepaid card that can be used where Visa debit cards are accepted, including retail stores and online merchants. Because it is a prepaid card spending is limited to the amount of money placed on the card by the purchaser from $25 to $500. Recipients can reload the card.

It can be used at millions of places.
The Visa Gift card works at millions of places including retail stores and online merchants - and for mail and phone orders. Plus, the recipient can use it at ATMs. Just select withdrawal from checking when using an ATM. There is a $1.25 charge for ATM usage plus a surcharge, if applicable.

It's secure.
The card offers all the protection and security features you've come to expect from Visa - the Visa Gift card can be replaced if it is lost or stolen. Call or come by any location to report a lost or stolen card. After hours, call 1.800.418.3971.